Loan Shark

by Cocky Jock

2 Aug 2020 5383 readers Score 8.7 (42 votes) PDF Mobi ePub Txt


I was on my way back to the dorm from the gym. I was about to cross the street and a limo almost ran me over. I jumped back out of the way just in a nick of time. The back door opened and a guy with a gun ordered me to get in. I was so shook up I did as I was told. I knew what was coming and should have run. My right index finger was just about healed from being broken for not paying my gambling debts. I was sure they intended to run me down but would surely break my legs this time.

Several guys held me down on the floor of the limo and tied my wrists behind my back. They rolled me over onto my back and pulled down my shorts as the car sped away. “So this is why they call you Horse?”

I’m a big muscular black guy. 6’ 4”, 49” chest, slim waist, 230# and way hung. The guy played with my cock with his gun and I thought maybe they intended to shoot my cock off. One of the guys grabbed my junk and practically lifted me off the floor. Another guy was putting something around the base of it like a cockring. It was a padlock. And it was way too small but he clicked it shut around my junk and it hurt like hell.

They ripped off my already torn t-shirt and stripped off my shorts and jock. I was j-bird naked except for my sneakers. Maybe I could still make a break for it when they stopped. Just as I had that thought, one of the guys snapped a chain leash onto the padlock. My last hope was dashed even before I finished the thought. Another guy pulled my sneaks off saying I wouldn’t be needing um. Finally they put a cloth bag over my head, so when we arrived where we were going, I had no idea where we were.

The shoved me out of the car and led me by my genital leash and into a building. Now they got a good look at my cock. I’m cut, about 11” soft and 15” hard. They whistled and slapped it a little and played with it trying to get me erect. One guy spit on his hand, slicked me up and that did the trick. I did get a semi but the lock hurt too much to get all the way boned. I was embarrassed as hell being naked and played with by these goons. They led me around by the leash and presented me to the boss. “Here’s your Horse boy boss.” was my introduction.

“Well Travis” he said, “I suppose you’re wondering why your legs are still intact. I’m actually a big fan of yours and the team, so I have something else in mind if you’re agreeable. If you’re not agreeable, we’ll chop off your cock and smash your knees with a sledge hammer.”

“Shit no, please man, I’ll do whatever you want.”

“Not so fast, Travis my boy. I haven’t told you the deal. You’re not going to like it but it’s a lot better than being a dickless cripple the rest of your life. You may be familiar with the word slave, given your heritage. You will be my slave for the rest of your life or at least until you’re making enough money to buy yourself from me. Do you know how much you owe me? It’s in the six figures.

“As my slave you will go to school and play football. You will train like your life depends on it, or at least your freedom. As well you will be my boy. You will be kept naked and attend to my every need and fantasy. You will be my nikka. Now if you work hard and make the pro’s it’s possible you could earn enough to pay off your debt and buy your freedom.

“In the meantime, I will own you totally, your body, your Horse cock and your fine virgin ass. I presume you’re still a virgin, yes? ||… Answer me boy!

“Yes”

“Say Yes master.”

“Yes master.”

“Do you understand the deal?”

“Yes master.”

“And do you agree?”

“Yes master.”

“Unlock his cock.”

One of the goons stepped in front of me took my junk and unlocked the padlock.

“Put the padlock and leash on his ball sack.”

The guy locked up my nuts. It was still tight but a whole lot better.

“Now Horse boy let’s see what you got. Erect your cock. If you need a hand…”

I tried to get hard but I couldn’t do it with all these guys watching me and not being able to use my hands.

“Alphonse give him a hand.”

Alphonse spit in his hand and slicked me up like before. I still couldn’t see, but it was just as well. I doubt the sight of Alphonse jacking my cock would have helped. Alphonse managed to get me hard, at least most of the way. Put a collar on him and cuff his hands to the back of it.

The boss came up close and inspected me feeling me up all over, even sticking his finger in my mouth and inspecting my teeth.

Another guy asked, “Well what do you think?”

The boss responded, “I think this was a fabulous idea Jason.”

I knew the voice and then the name. Jason. Jason was a teammate! Not really a friend, but I knew him from the team. He was a rich kid and his dad was a big sponsor which got the kid on the team but he wasn’t that good at football. He was a good looking muscular blond jock. As all this was dawning on me, I could feel another set of hands on my body. Now Jason was feeling me up too. Was he gay? I had no idea but he was feeling my body and my cock. He told his dad he’d never seen me hard and he said everyone called me Horse. I’ve seen him in the showers but never boned.

Jason went around back and started feeling my crack. “So you’re a virgin back here Travis? Sweet. My dad says I get to pop your cherry, Mr. Hot Stud.”

His finger was feeling my anus as he spoke. I clenched automatically. “Relax Travis. Its only my finger. I just want a little preview.” With that he slapped my ass hard and I yelped as his finger invaded my hole.

“Goddamn dad he’s tight as shit. You prolly never even noticed my little dick huh Travis? Well it ain’t bad for a white boy. I’m sure you’ll feel it when I pop your cherry, but it ain’t no Horse dick. If you need more I can use my fist.”

The dad was feeling up my pecs and teasing my sensitive nipples. “I’m thinking we should pierce his nips and give him a P A. What do you think about luggage locks for his nips and one of those combination locker locks for a P A?”

“Sounds good to me,” said Jason, “but not the el cheapo luggage locks. Something a tad bigger and stronger with a real key.”

“Let’s do the nips first and then his cock. We can use my luggage locks and get better ones at the hardware store,” said Jason. “I got a locker lock on my gym bag we can use. Let’s take him down the basement. We’ll need to restrain him good.”

I was taking it all in, trying to wake myself up from a nightmare. I just couldn’t believe this was happening. An hour ago I was a successful college football player and now
I was a teammate’s slave about to be decorated like a christmas tree. I had seen guys with nipple rings but a ring or lock in my cock? How would I be able to fuck? As soon as the thought came to me I realized how dumb it was. Jason said he was gonna take my cherry. I would be the fuckee. Jason’s cunt boy. Not likely they’d be bringing me chicks to fuck. My fucking days were presumably over.

They led me down the basement and had me sit on an inclined weight bench. My knees were bent over the sides and tied underneath, spreading my crotch wide enough for easy access. They left my hands cuffed behind my neck with the weight bench inclined so I could see as well as feel the piercing of my nips and cock. They put a leather belt around my neck and the bench to secure my torso in place.

Jason went upstairs to collect the locks and his father remained to keep an eye on me. He played with my cock and kept me boned. By the way, Travis should we need to punish you in addition to the usual whippings and such we’re going to shorten your Horse cock say a half inch at a time. So you might keep that in mind and behave. I felt goose bumps on the back of my neck.

When Jason returned, he not only had the locks but a video cam. Jason also setup the cam so they could record the procedure and sell the vid online. Jason also removed the bag from my head so they could see my face as they tortured me. He suggested to his dad that they should shave me first or maybe just yank the hair out. Jason took a finger full of my pit hair and yanked. I screamed. He pulled most of it out of one side then did the other.

Jason said he hated the curly pubes black guys have. He took a finger full of my pubes and yanked. He did it over and over. He was pulling my pubes out by the roots and it hurt like hell. When he finished with my pubes he removed the padlock from my nuts and went to work on my ball sack and cock. Then he moved under my balls and yanked the hair out there and back up my ass crack. Dang it hurt. Then Jason shaved off any hair he’d missed.

Jason’s dad told Jason that he told me to behave or loose a half inch of my cock. Jason added that the first time they did that it would be my entire cock head, not just half of it. I had a large helmet head on my cock that was almost an inch and a half long and had a ridge of over a quarter inch. Jason went on about how cool it would be to parade me through locker-room with little locks in my nips and a big combo lock in my dick being led on a leash. “I think I’ll call him “Boy” instead of Travis. Of course he’ll call me “Master”. I want to train him to erect on command and cum on command too. The guys will love that.” I was thinking about what Jason said about the locker-room next season. I just couldn’t imagine being led around on a cock leash much less in the locker-room. I would be totally humiliated in front of the team.

OK lets do his nips. This was going to hurt. I swore to myself I wouldn’t scream or heaven help me cry. First the put a circular forceps on my right nipple. They used an awl for the piercing and did it at the base of the nip. I screamed bloody murder. Shit Shit Shit it hurt like a mutha. The awl was thru but they wanted the hole as big as possible so the pushed it all the way through. Jason turned it and pulled on it and I screamed as he did it. I think he creamed his pants. Jason pulled the awl out and removed the forceps. He put a chrome washer over the nip and pulled it through with the forceps. His dad put the lock in, but the hasp was still bigger than the hole and hurt like a mutha as it stretched the hole. Then the dad did the left side and Jason put the lock in. I screamed even more.

My tormentors took a break and discussed how they would do my cock. Jason’s dad had a fat nail but it wasn’t as thick as the hasp on the gym lock. It would have to do. They arranged a block of wood under my cock and pushed the nail into my peehole about a half inch or so. Then they angled it down. Jason wielded the hammer and his dad held the nail. Jason slammed the nail effectively nailing my cock to the block of wood. If I screamed before it was only a whisper compared to this scream. Tears welled up in my eyes and I was crying.

I thought I could smell cum. Both men cummed in their pants. Jason reached in his pants and pulled out a couple fingers covered with stud spooge and fed it to me. As if that wasn’t enough he got up on the bench and fed me his hard cock. He fucked my face and fed me his load. It was the first time I had a cock in my mouth or was forced to suck a cock and swallow cum. He was right he wasn’t as big as me but he was at least a fat 9”. Not bad for a white boy.

Father and son admired their work. They played with my new hardware making me yelp and scream. My cock was still nailed to the block of wood and they decided to leave it that way and order pizza. When the pizza came Jason’s dad went upstairs to get it and Jason stayed with me. He shared how much fun he would have with his own slave, leading me around on a cock leash and showing me off on campus. All his friends would be jealous but he would share his toy and give em all a shot at fucking my ass. He asked how I liked cock? Had I ever sucked cock or swallowed cum before?

When dad returned with the pizza Jason pulled off a couple slices for me. Then he pulled out his cock and jacked off a load on my slices. He said if I wanted he’d jack me and add a load of my cum to the pizza. I declined his kind offer, what with my dick still nailed to the block of wood. Jason fed me the cum drenched pizza. I was famished so I ate it.

When they finished their pizza it was time to finish work on my cock. Jason pulled the nail and proceeded to force the padlock hasp into the too small hole. The pain was horrendous and I screamed. Finally it was in, the leash was in the hasp and Jason snapped the lock closed. The lock on my nut sack had been removed as it was redundant now. Jason said he’d let me get used to the lock tonight and begin leash training in the morning. They began to release me from the bonds, but when I stood up I nearly collapsed from the pain of the heavy lock in my cock. Jason said it wasn’t likely I’d be giving them any trouble.

He led me through some heavy doors to the other side of the basement. It was a torture chamber/dungeon. This will be your home for the summer. You will be trained here and learn to please my father and I sexually. He told me to lay over a saw horse and began to play with my ass. He pushed a hose nozzle into me and turned on the water. He filled me up then had me squat over a pail and release. He did it several times making me hold the water until he gave me permission to release.

Once I was cleaned out he began to finger my hole. First with one finger, then 2 and 3. He told me he didn’t want me too loose cuz he wanted it tight enough for his little white boy dick. He wanted to save popping my cherry til I was healed up some. He didn’t want me passing out and miss the fun. He told me he would video it so he could show his buds.

Finally he took me to a large 4’ x 5’ animal cage with iron bars and told me to crawl in. He was putting me up for the night in my new home. He closed and locked the door attaching the leash to the door lock. He said if I managed to get out of the cage, the dungeon door would be locked as well as the basement door. I would certainly fail any attempt to escape and it would cost me my cock head. Plus I would need a new P A. Sleep tight. I’m goin out for a few beers. He turned out all the lights and locked the doors. I didn’t have the energy to try an escape, I just wanted to sleep.

Several hours later I heard noises and it was Jason a little drunk, with two buds both teammates who didn’t believe Jason’s story about making Travis a slave. Very dim lights came on and Jason led his buds over to my cage and turned on a flashlight. “See what did I tell you guys it’s Travis Adams. Check out his horse cock.” Jason took the leash and pulled my cock out to show his buds.

“No shit Jason that’s Horse OK.”

The horse cock was by now flaccid and Jason told his buds that when he was hard it was 15 fucking inches long and fat as a club. Jason said “Hey Boy erect that horse cock for my friends. Get it boned unless you want us to jerk you off and that would probably hurt.”

Travis understood and did his damndest to erect his cock. Jason had an idea. He told his buds to keep an eye on the slave. “You can feel him up if you want.” Jason disappeared for a few minutes and came back with a teaspoon, a pill and a bottle of water. He crushed up the pill in the spoon and wet the powder with a drop or two of water. He put some of the paste on his finger and rubbed it onto Travis’s cock. “It’s Viagra paste. Might do the trick.” Jason wiped the remaining paste on Travis’s lips. In minutes the guys were watching Travis’s cock bone up to 15”. “Ain’t that fuckin awesome? Think you can shoot a load Boy? I was nice enough to help you bone up. Least you can do is shoot us a hot load. I’m training him to erect on command and cum on command.” It took a couple minutes more and Travis was cumming. “Damn!” the boys marveled. “Next week we can take his cherry and fuck him anytime we want,” added Jason.

Jason slept in the next morning as did I. I hadn’t slept well because of the pain in my nips and cock. They still hurt bad but not as bad as last night. I wondered what it would be like to pee with the lock in my peehole. When Jason finally came down he had a bottle of water that he hung on the side of the cage like hamsters have, with the curved metal spout on the bottom. He also had a nutrition bar that he said gave me everything my body needed nutrition wise to maintain my physique and muscle growth. It had no fat or taste and until you got used to it you would feel hungry even though you were getting all your body needed. Another benefit was there would be little waste produced so fucking is cleaner.

For the next several days I did forced workouts and sucked cock. Jason and his dad had friends over and showed me off. I had to pose, erect my cock and cum for em. Then suck their cocks and swallow their loads. Apparently some “friends” were actually customers. They were advertising my services online. Once Jason popped my cherry, I’d be getting fucked by the customers too.

I was also constantly attached to a milking machine that drained my cum hourly. Jason sold it in the net.


After about two weeks the day finally arrived for me to loose my virginity. Jason was going to tie me spreadeagle on his bed and video it. The big question was face up or down. Face up won out so he could watch my face as he impaled me and so could the video. My nips would also be available to him as well as my cock lock. They were pretty much healed but 10 times more sexually sensitive. Now I would bone up to the max just from workin my nips. Jason had his 2 buds on hand to help with the video and take their turns raping my virgin ass. Jason fingered some lube into my hole and followed with his fat cock. He didn’t go in slow, he went in hard and fast. I screamed. He was splitting me in two. He jack hammered me in and out and soon he erupted in my guts. I could feel his hot lava filling my ass. As soon as he pulled out one of his buds took over. He only had a 7 incher and shot his load in just a few thrusts. Then the last dude who had 8 inches took his turn. I had 3 loads of cum in me. As soon as Jason recovered he started a second round of fucking. They each went longer this time since they had to work up a second load. When they finished, Jason put a butt plug in so the cum wouldn’t leak out and I was put back in my cage.

The next day Jason gave me some skimpy shorts to wear and cuffed my wrists to the back of the collar. He put the alligator clamps with the jingle bells in my hairless pits, took me out to his car and put me in the trunk. We only drove a short ways and stopped. Jason got me out and I realized we were on campus and headed for the gym. I had no shirt on and only the skimpy shorts that my dick and lock hung out the leg. He led me around a bit and everyone checked out the muscular hung black jock being led around on a cock leash. A number of guys wolf whistled.

Jason took me to the gym, pulled off my shorts and walked me around the locker room. Jason got in a hot tub, but made me wait on the outside behind him and massage his shoulders. Guys came and went, everyone noticing the muscular hung black jock on a cock leash. I knew some of the guys, but more knew me because I was a star football player. It was totally humiliating. Jason suggested that he might tie my leash outside the girls locker room so the chicks could get a thrill.

A few gay guys came by and Jason invited them to check me out. They felt me up, jacked my cock and fingered my ass. One asked if he could fuck me and Jason readily agreed. The dude did me right there next to the hot tub. When he unloaded in my ass, his buds followed suit. As they fucked me from behind, they were reaching around jacking my cock. Eventually I came and Jason said “See he loves it.” Even a couple straight dudes got in on the action and said they never knew guy ass was such a hot fuck.

Then Jason took me into the varsity locker room where I knew more guys and they knew me. “Dang Travis we thought you were straight.” Yea so did I. Jason took me into the steam room and told me to get hard and edge. Guys came and went entertained by the big muscular hung black stud jacking his big locked cock. A couple guys fed me their cocks and Jason told em to cum in my mouth cuz I loved eating cum.


A few days later, Jason took me to Homo Depo to look at locks for my nips. He had a cut off t-shirt and the skimpy shorts for me to wear. The t-shirt was cut off above my muscular pecs so the locks in my nips were right out in the open and the sleeves were cut off too. The shorts I had to wear very low so my cock didn’t hang out the leg, but the lock did and the leash made my cock show when the leash lifted the leg of the shorts. I had to wear em so low that you could clearly see my pubes were shaved. He also had a leather slave collar for me. Once I was dressed he put handcuffs on my wrists and attached em to the back if the slave collar. It showed off my guns and my shaved pits too. Jason had alligator clamps for my pits that had little jingle bells attached. He said he was still thinking about my haircut and color. Maybe like real bright pink would look good on you. I wanted to die.

Off we went tp Homo Depo. When we arrived we were put upon by an army of willing helpers. Jason knew one of em and asked him to show us small padlocks to replace the generic ones his boy was wearing. Jason picked a brass one that was about an inch and a half wide. He also looked at some larger locks for my cock that looked really heavy. Jason asked the clerk if his boy could try em on. The kid said sure. Jason removed the luggage locks and put the brass ones in. My nips were still sore as shit and fiddling around with em caused a few yelps. I could see the bulge in the kids crotch and a wet spot was forming. Jason asked if his boy could wear em through check out and the kid said sure.

We got in the check out line and another dude gets in line behind us. Oh shit it was another guy from the team, one of our best players and team MVP. When he realized who was in front of him, he exclaimed “Travis what the fuck?” Jason pipes up “You talking to my boy?” The guy Marcus says, “Are you guys gay or what?” Marcus was agog at my appearance and we moved forward in the que where the check out guy needed to scan my padlocks. Jason said he’s wearing em. I had to lean over the counter and the check out guy pulled each padlock into position to scan. The little bells hanging from my pits were jingling away.

Then as we were going out the door the security guy who’s black, checks out the receipt and says where’s your bag? Jason pointed to my pecs and says we didn’t need one. He’s wearin em. The security guy checks the padlock barcodes pullin on the locks as he does so and notices the lock hangin out my shorts. “What the fuck you hidin under your shorts dude? Come on up to the office. I’m gonna have to search you guys.”

So we go up to the security office and he tells us to strip. Jason is pissed but being black I’m kinda used to it. The security guy checks out the padlock on my dick and decides its not new and asks if we got anything up out butts. Jason is really pissed now and mouths off to the security dude who tells him to shut up and bend over the desk. He puts on a glove, lubes a finger and sticks it up Jason’s ass. “I feel something in there,” he declares. Then he pulls out his big black cock and fucks Jason right on the desk! He shot his load in Jason’s ass and says, “Well nothin but cum in your ass.” Then Jason stands up and the security dude notices Jason came on his desk and makes him lick it up. I’m like tryin not to laugh, but I must admit I totally enjoyed Jason gettin bitch fucked by the security dude.

Jason threatens to call the cops and the guy hands him the phone and says “I’d sure like to hear your explanation of why you got this black stud all locked up with padlocks.” Jason thinks twice and slams the phone down and yells at me that we are getting the fuck outta this store. I said “Aren’t you forgetting something? We probably should get dressed first or we’ll get arrested.” The security dude had locked our clothes in a desk drawer so we couldn’t leave until he let us go.

The security dude tells Jason to take the lock & leash off my dick. Jason refuses and the guy picks up the phone and says maybe you need a cop to tell you to do it. Jason agrees to take it off. The guy tells him to hand the lock over. He takes it and says he’ll trade. He took another padlock out of his desk drawer and makes Jason stand next to him. It was a heavy duty Master lock, very heavy duty. He takes Jason’s nuts and puts the lock & leash on em. Jason’s cussin and screamin and the guy says he’s about ready for another fuck. “This kid ain’t happy less he got a dick in his ass.” With that he fucked Jason again. Again, Jason came on the desk again and he had to lick it up.

Jason demanded he give our clothes back and the guy says to ask nice, thank him for the fuck and for locking his nuts. Jason sucked it up and politely asked, “May we please have out clothes back. Thank you for the fuck and locking my nuts.” That’s better and he unlocked the desk drawer and gives us our clothes, except he gives Jason my clothes and gives me what Jason was wearing. Jason says you gave me his clothes. The guy says “That’s right, let’s see how they look on you.” Jason looked ridiculous. It was funny as shit. The dude told Jason to give the leash to the black guy. The security guy put the collar around Jason’s neck, cuffed his hands to the back of it and put the jingle bells in Jason’s pits.

As we headed for the door the security dude pointed to a cam in the upper corner of the room and said he was gonna jack off watchin the porno he’d just made. Maybe edit it a bit with this naked jock lickin his cum off the desk and post it online. Jason was so mad he couldn’t even talk. Just as I was leading Jason out of the office, the security dude says, “Ah Travis if this ain’t just a fun thing you guys are into, get back to me and I’ll take care of this little blond bitch. I’m an off duty cop.”

As we exited the store, our teammate Marcus was sitting on a bench waiting to see what happened to us. He said he was expecting to see the cops pull up and arrest us. “What the fuck is up. You guys traded clothes and now you got the leash Travis.”

Travis said let’s get out of here and I’ll tell you what the fuck is up. We went to Marcus’ car and put Jason in the trunk. Marcus and I got in the front seat and drove off. I told Marcus the whole story. I didn’t tell him about the gambling I just said I got into financial trouble.

Marcus said we should go on over to his place and take care of this little bitch. When we got to Marcus’ parent’s mansion he said they were in Europe or China or someplace and we had the place all to ourselves. We got Jason out of the trunk and he started in cussing and screaming at us. I told him to shut the fuck up or we’d have to fuck him and lock him back in the trunk again. He calmed down and I told him to behave or we’d do to his little white boy dick what he threatened to do to mine. In case you didn’t notice the lock’s on your nuts now!

We took Jason down to the basement and tied him down on a weight bench. We pulled the hair outta his pits, pubes and underside and got the awls out. Jason was bawlin and screaming. When we pierced and locked his nips I asked Marcus if he had a thick nail to pierce Jason’s cock. Jason pleaded with us not to nail his cock. He said he’d do anything. I asked him how much money his father had. He said he didn’t know but millions. Well whatever it is that’s what it’s gonna cost you. And if he don’t choke up the cash we’ll just chop your little weenie off and cook it on the grill. Maybe your daddy would prefer a daughter to fuck.

We left Jason to consider his fate and Marcus and I discussed our next move. In a day or two we’d have junior call his dad from a burner phone. It would cost cancelling Travis’s debt to avoid getting his cock nailed and locked. It would cost a heap more to keep his dick. A lot more.

In the meantime I called the Security dude at Homo Depo. We agreed to meet when he got off work. When we met I told him my story. He said first we’d get me a lawyer and sue the fuck outta Jason’s dad. We’d record conversations with Jason and Jason and his dad then arrest them. I’d get millions and Jason and his dad might have enough left to buy cigarettes in prison. As it turned out I got Jason’s dad’s money and property. Jason testified against him for reduced charges and got a suspended sentence. The dad’s in prison along with his goons. We planted a rumor in the prison that they were child molesters. Jason’s now my slave that I fuck and whore out. The security guard never gave me the keys to the lock on Jason’s balls, but he has fuck privileges and is one of my best friends.

by Cocky Jock

Email: [email protected]

Copyright 2024